Category Archives: Resources

The best time to downsize your home is before it becomes necessary – for financial or physical reasons. It’s always better to stay in control and ahead of the curve when possible, so if you see yourself in any of the following scenarios, it may be time to start searching for smaller, senior-friendly, more affordable housing.  […]

It is never too early to think about funding your retirement.  That was true 50 years ago and it is still true today. Given current financial realities and trends, it is more important than ever to start planning for retirement as early as possible.  You are never too young to get started and there are […]

Should I own or should I rent?  For many years, the answer to this question was almost always the same.  Owning beat renting – hands down. Nowadays, in view of a changing economy and evolving lifestyle preferences, the answer is not so simple. Leverage Online Calculators There are numerous factors and variables to take into […]

Saving money for a down payment on a home has always required discipline, patience, and hard work.  There’s nothing new to report there – except that in highly-inflated real estate markets such as Vancouver you need to develop these virtues early, and exercise them for most of your adult life.  Here is the hard-cold truth […]

Let’s face it. If most of us had the financial means to retire immediately, we would. Trading in blazers for beachwear, and morning commutes for long morning rituals is a phase in our lives we spend our entire careers dreaming about. The majority of our adult lives is dedicated to building a nest egg that […]

The commercial real estate industry in North America is heavily reliant on the metric commonly known as capitalization or “cap” rate.  The cap rate is probably the #1 tool employed by analysts and investors in evaluating and choosing rental properties. Cap rates are used to indicate the expected rate of return generated on an investment […]

Investing is all about the numbers.   In choosing and evaluating real estate investments, critical decisions are made every day based on, among other things, an in-depth understanding of the numbers attached to a project.  Investors are often focused on predicting just how long it will take to recoup their investment and realize a gain. […]

If you are serious about becoming a real estate investor, you are going to have to learn to walk the walk and talk the talk.  Like most industries, real estate has developed a specialized language – complete with acronyms, expressions, technical terms and idioms all its own.  Even seasoned professionals must work to keep up […]

You’ve reached the point where you know you want to become an investor, but you’re not sure what percentage of your income you should target for investment.  How much is too little and how much is too much? You don’t want to wait too long to start building wealth, but you are still somewhat hesitant […]

There are so many numbers and acronyms used in assessing the current and potential value of a property – Cap Rates, NOI, ROI, LTV ratios, etc.  The list goes on and on. While the jargon and acronyms can seem overwhelming at first, it all starts to make sense once you learn the language of real […]